Business Insurance/Group Health Insurance

Business Insurance / Group Health Insurance

Our goal is to provide Small Businesses that have from 2-50 employees with economical solutions to combat the ever-rising cost of health insurance and other benefits. The Better Value Approach, discussed below, provides the best combination of medical insurance coverage with the lowest overall cost.
  • Group Health Insurance Quote: Click here.OR:
    Click here for a group census form to complete and submit for a quote.
  • Group Health Insurance Brochures: Click here.
  • Provider Directories: Click here.
  • Group Dental Quote: Click here.
  • Anthem Group Dental Prime Complete Group Dental Plans have the flexibility to design the right mix of benefits and cost.
    Click here to see the brochure.
  • Workers Compensation and more; via Colony West Property Casualty
    • Workers compensation insurance
    • Liability insurance
    • Risk management solutions
    • Click here for more information and to see their comprehensive services list.
  • COBRA Support for Employers regarding terminated Employees: Click here.

Better Value Approach to Health Insurance

The Better Value Approach is the best overall coverage and lowest cost. This approach, which is a combination of health plans, has a low-cost major medical plan with accidental injury, critical illness and dental supplements, and, optionally, a health savings account (HSA). You will save 30–50% on premiums and reduce your out-of-pocket cost for these health events to near zero!

Accidental Injury Insurance

Accidental injury is the most common claim of active adults and children. This plan cuts your health insurance out-of-pocket expense to near zero. Includes air ambulance, ADD and more.Click herefor free quote and to apply online.

Critical Illness Insurance

Critical Illness Insurance provides money to cover the out-of-pocket maximum of your health insurance or to live on while recovering, which is typically a year, or to get treatment at an out-of network facility. In the event of loss of life, this insurance provides a death benefit for your loved ones.
Click here for more information.

California Dental Network

A low-cost plan with excellent benefits and large dentist network.
  • Click here to see plan options and coverage provisions.
  • Click here for a group census form to complete and submit for a quote.

Health Savings Accounts

(HSA’s) are funded with pre-tax dollars, which reduces your income taxes and saves you money. You do not ever pay taxes on money contributed to an HSA, as long as the money from the HSA is used for an allowable expense. HSAs are combined with low cost, high-deductible health plans; your deductible and out-of-pocket expenses such as office visits and prescription co-pays are paid with money from the HSA.


Benelect is another way to reduce employer costs and provide excellent benefits to your employees. This strategic approach is based on the Employer’s selection of a high deductible Health Reimbursement Account (HRA) plan and the Employers selection of pre-deductible benefits to be paid by the Employer up to a set amount. The overall cost to the Employer and Employee is much less than the Employer just offering comprehensive type plans. The Employer can set up a Premium Only Plan (POP) Section 125 option to offer other supplemental coverage such as Accident, Critical Illness, Dental, and Life insurance paid by the employee via payroll deduction as well.


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Health & Life Plans 4 Less | California Health Insurance, Life Insurance, Group Health Insurance, Retirement Plans, Medical Insurance, Individual Health Insurance, Health Plans, Retirement Plans, Best Health Insurance, Healthy Families,

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Westminster, Norwalk, Lakewood, Signal Hill, Bellflower, Buena Park, California | 2672 Tucker Lane, Los Alamitos CA 90720 | (562) 596-0215 or Toll Free, (800) 595-0215 | Email: